Financing built for small business

Control your growth with flexible funding

We’re entrepreneurs and finance experts who know how hard it is to need capital for daily expenses or big growth projects while waiting for customers to pay

We offer funding solutions from a financing partner that moves as fast as you.


Invoice factoring is a cost-effective way to immediately improve your business’ cash flow. If you invoice other businesses and want to quickly free up working capital, let’s talk.


A finance solution to increase your working capital and support your business’ growth. Invoice discounting releases cash from outstanding invoices to give your business the working capital it needs to make plans happen and reach your goals.


A buyer-led programme where payment to suppliers can be accelerated once the buyer has approved the invoice for payment. Supplier Finance can help improve cashflow, reduce costs and risk, and ensure that the supply chain is more stable and resilient.


Addresses the needs health care providers who provide direct care to patients, but risk cash flow issues from slow-paying third-party payers. Medical invoice factoring can be used by any healthcare provider that works with private insurers or government insurance programs.


A simple way to turn monthly revenue into flexible growth capital. If you are generating revenue in e-commerce, SaaS ,POS and/or Gateway Financing and beyond, you can obtain cost-effective funding by accessing future revenue, today.

TCP Offers

The right financial solutions for you.

The technological revolution is changing aspect of our lives, and the fabric of society itself. it's also changing the way we learn and what we learn. Factual knowledge is less prized when everything you ever need to know can be found on your phone. There's no imperative to be an expert at doing everything when you can.

Next-gen financing at the speed of you.

Whatever your unique situation, however big or small your business, our funding solutions can bridge the gap between raising an invoice and getting paid.

100% digital application process.


It’s quick and easy to get started.


Input basic information about your business.


Receive a personalised proposal.


Select the invoices that you wish to advance.

Our mission

SMEs are under-served by the traditional banking system.

To provide reliable working capital financing solutions to SMEs and high growth startups underserved by banks, built around localised finance solutions using a cutting-edge AI-driven platform.


How Does it work ?

Merchant Growth offers quick and convenient financing solutions for small businesses. Unlike traditional bank loans, there’s no lengthy application process or excessive paperwork – our priority is to meet your business needs as quickly as possible with flexible funding options that work best for you.

Step 1

Complete Application

You can choose to give some details either through the online application or over the phone, and it will only take you 5 minutes.
Step 2

Review Options

Our team will reach out and work with you to determine the best solution.
Step 3

Get Funds

Receive your funds in as fast as 24hrs after approval.

Our Growing Partnership Landscape

Partner with us

Let's Create a Winning Partnership

We work with you to find the solution that best meets your cash flow challenges, maximises your flexibility, and allows you to concentrate on achieving your business goals.

We work with a number of advisors and partners to ensure that SMEs have access to the funding they need to grow. If you work on the front line with businesses in a financial advisory role, register as a TCP agent and earn a commission by referring your clients to us.